Latest news

2009.04.30
Large collection of jokes added, including several pages of lightbulb jokes.

2009.04.27
Improved naviation on the riddles page.

2008.03.20
New site design by WordProInfo

Quick Ways to Save Money

“Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.”

- Mal 3:10

At Home

Electricity

• Solar Energy
• Use compact flourescent bulbs
• Turn off lights

Telephone

• Skype
• Ooma Phone System
• Use cell phone instead of home phone

Television

• Free over the air
• Order the minimum channels
• Internet instead of TV
• Cell phone, or Personal TV instead of home TV.
• Buy your cable box instead of renting it.
• Buy a Tivo, and pay the lifetime subscription to avoid monthly fees, and cable box rental.
• Check promotions from AT&T, Cable, and Satellite providers for the best deals.

Trash

• Smaller trash cans
• Recycle bottles and cans for extra cash

Water

• Use an under-sink water filter instead of bottled water

Internet

• Free WiFi in some areas
• Share the cost with a neighbor (run a cable, or share WiFi).

Credit Cards

• Look for offers from other companies. After transfering several times, the offers get better and better.
• Debt Consolidation – consider prosper.com, or other peer-to-peer lending site.

Banking

• Use ETrade Bank – Better interest on savings, no ATM fees (fees from other ATMs are reimbursed)
• Savings—with good interest and automation
  • Etrade Bank
  • Paypal
  • Sharebuilder

Outside the Home

Gasoline

• Biodiesel
• Convert diesel engine to run waste vegetable oil (WVO), which can be obtained free from restaruants.
• Buy an electric, or hybrid car

Coffee

• Make it yourself at home
• Buy the simple drinks, and add your own cream.

Eating Out

• Drink water instead of expensive drinks.
• Don’t order desert, or share one
• Order a salad, or appetizer and one entree, instead of two entrees. Then share everything.
• Order food to go, or fast food to avoid tips, but tip well whenever you have your food served.

Medical

• Try to find medical practioners who don’t charge a co-pay.
• Get your medications online.
• Try to be healthy—an ounce of prevention is worth a pound of cure.

Shopping

• Try thrift stores and garage sales
• Try eBay
• Don’t buy on impulse. When you find something you like, write it down. If you really think you need it, you can always go back and get it after you’ve had time to think about it. Writing it down satisfies the desire to aquire something, but information can be much cheaper, since most of the time you’ll realize you didn’t need whatever it was that you thought you wanted.

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